Wilmington Consumer Bankruptcy Lawyer

You tried to keep up with your mortgage and your bills. You were doing all right, but then you or your spouse lost a job or became injured. The bills piled up. Your house or car payments are continuously late. You need discharge from debts of all types.

At Alley, Register & McEachern, our lawyers understand what you are going through. If you are facing a possible bankruptcy, we provide you with options to take care of your debt. Call Alley, Register & McEachern to find out more.

Types of Bankruptcy

Chapter 7
When most people think of bankruptcy, they think of Chapter 7. Chapter 7 is also called a liquidation bankruptcy. You keep a certain amount of property, and the rest of your property is sold by the court to pay off your debts. The advantage to this approach is that it takes care of the debt once and for all. However, it could also possibly mean parting with most of your assets.

Chapter 13
Another option is a Chapter 13 bankruptcy. With a Chapter 13, you keep all of your property and assets. The court arranges a reorganization and payment plan to take care of your debts. The payment plan usually lasts from three to five years. With a Chapter 13, you get to keep your property, but you remain liable until you complete your Chapter 13 plan. You can use a Chapter 13 to reorganize house payments, car payments, income taxes and credit cards.

Chapter 11
A Chapter 11 works the same way as a Chapter 13, except that it applies to small businesses. It is part of the services that we offer small businesses.

We can stop foreclosure. We can also stop harassing calls from collection agencies. When you contact us, we work with you to determine your best option. Call us today.

Contact a Wilmington Consumer Bankruptcy Lawyer for a free initial consultation.

Alley, Register & McEachern
701 N 4th St.
Wilmington, NC 28401
Phone: (910) 251-0103
Fax: (910) 251-0209

The law firm of Alley, Register & McEachern serves clients throughout the Wilmington, North Carolina area, including the counties of Bladen, Brunswick, Columbus, Duplin, New Hanover and Pender.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.